Get home loan up to ₹5 crore at lowest interest rates from 8.40% p.a.
Looking to buy your dream home in Udaipur? Catalyst Financial Services offers comprehensive home loan solutions with the lowest interest rates starting from 8.40% p.a. Whether you're purchasing a new apartment, constructing a house, or buying a plot in Udaipur, we provide customized home loan products to suit your needs and budget.
Our partnerships with over 50 leading banks and housing finance companies including SBI, HDFC Bank, ICICI Bank, Axis Bank, LIC Housing Finance, and HDFC Ltd enable us to offer you the best home loan deals in Udaipur. We specialize in getting home loans approved even for customers with low CIBIL scores, making homeownership accessible to everyone in Udaipur and Rajasthan.
Get home loans from ₹5 lakhs up to ₹5 crore for purchase, construction, or renovation of residential property in Udaipur.
Competitive interest rates starting from 8.40% p.a. We negotiate the best rates from our 50+ banking partners.
Flexible repayment tenure up to 30 years, ensuring affordable EMIs that fit your budget.
Get up to 90% of property value as loan, reducing your upfront payment burden significantly.
We specialize in home loans for low CIBIL scores. Get approved even with credit score as low as 600.
Fast approval and disbursement within 7-10 days. Minimal documentation for salaried individuals.
| Criteria | Salaried | Self-Employed |
|---|---|---|
| Age | 21 to 65 years | 25 to 70 years |
| Minimum Income | ₹25,000 per month | ₹3,00,000 per annum |
| Employment | Minimum 2 years work experience | Business running for 3+ years |
| CIBIL Score | 600+ (We accept low CIBIL) | 600+ (We accept low CIBIL) |
| Property Location | Approved residential property in Udaipur or Rajasthan | |
| Particulars | Details |
|---|---|
| Interest Rate | 8.40% - 11.50% p.a. (depending on profile & property) |
| Loan Amount | ₹5,00,000 to ₹5,00,00,000 |
| Loan Tenure | Up to 30 years (360 months) |
| Processing Fee | 0.25% to 1% of loan amount + GST |
| Prepayment Charges | Nil for floating rate loans |
| Late Payment Charges | 2% per month on overdue EMI |
| LTV Ratio | Up to 90% of property value |
Choose your dream property in Udaipur and get property documents ready
Fill our application form online or visit our Udaipur office with required documents
Bank conducts property valuation and legal verification (we coordinate everything)
Get loan sanction letter within 7-10 days with approved loan amount and terms
Complete documentation and get loan disbursed directly to seller or in stages for construction
Avail significant tax benefits on your home loan under Income Tax Act:
A: While most banks prefer CIBIL score of 750+, we can help you get home loan approved with CIBIL score as low as 600 through our specialized lender partners in Udaipur.
A: On ₹30,000 monthly salary, you can typically get home loan of ₹18-22 lakhs depending on your age, existing obligations, and CIBIL score. We can help maximize your eligibility.
A: Yes, we provide home loans for under-construction properties from approved builders in Udaipur. The loan is disbursed in stages as per construction progress.
A: Typically 7-10 days from application to sanction. Disbursement happens within 2-3 days after property verification and documentation.
A: Yes, we offer plot loans for purchasing residential plots in approved colonies in Udaipur. LTV is typically 60-70% for plot loans.
A: For floating rate home loans, there are no prepayment charges. For fixed rate loans, prepayment charges may apply (typically 2-4% of outstanding amount).