Protect yourself and your family from rising medical costs
Health insurance provides financial protection against medical expenses. With rising healthcare costs, having adequate health insurance is essential for every family. Catalyst Financial Services offers comprehensive health insurance plans from leading insurance companies.
Coverage for a single person with sum insured ranging from ₹3 lakhs to ₹1 crore.
Single policy covering entire family with shared sum insured.
Lump sum payout on diagnosis of critical illnesses like cancer, heart attack, stroke.
Specialized plans for individuals above 60 years with higher coverage.
Room rent, doctor fees, surgery costs, ICU charges
Prescribed medicines during hospitalization
Lab tests, X-rays, scans during treatment
Emergency ambulance charges
Find answers to common queries about cashless hospitalizations, floaters, and waiting periods in Udaipur
A: Our partner health insurance plans cover leading medical institutions in Udaipur for cashless treatments, including GBH American Hospital, Geetanjali Medical College & Hospital, Paras JK Hospital, Mewar Hospital, and Pacific Medical College & Hospital. Cashless approval typically takes between 2 to 4 hours from the time of admission.
A: A family floater plan is a single policy that covers your entire family (typically self, spouse, dependent children, and parents) under one shared sum insured. It is highly cost-effective compared to buying individual policies for each family member, as it assumes not all family members will fall ill simultaneously.
A: During a planned admission, submit the pre-authorization form at the hospital's TPA desk at least 48 hours prior. For emergencies, notify the desk within 24 hours of admission. The hospital will coordinate directly with the insurance provider to settle bills, excluding non-medical expenses like registration or food.
A: A waiting period is the time you must wait before claiming benefits for certain conditions. Usually, there is a 30-day initial waiting period for all illnesses (except accidents), a 2-year waiting period for specific treatments (like cataracts, hernia, joint replacements), and a 2 to 4-year waiting period for pre-existing diseases.
A: Yes! Under Section 80D of the Income Tax Act, you can claim a deduction of up to ₹25,000 per financial year for premiums paid for yourself, spouse, and children. You can claim an additional deduction of up to ₹25,000 (or ₹50,000 if parents are senior citizens) for parents' health coverage.